‘I don’t think I’ll ever retire’: the workers struggling to save for old age

Almost half of working-age adults in the UK do not save into a pension. Four readers explain why they fear for the future

“I am 35 and have essentially nothing saved for my future, which is a huge concern.” Sarah* works in library services in Oxford – full-time at one library and part-time at another. She has saved £5,000 into her pension.

After finishing her PhD in 2020, she said she had “good intentions of contributing to pension schemes. But because I then had a succession of part-time jobs, I never started. I never thought, this is a job I’ll be doing for long enough.”